Your mailbox is full. Your phone keeps ringing. Talk with one licensed person who compares plans side by side and explains them in plain English. No robocalls. No pressure. No cost for our help.
"Everyone who calls wants to sell me something today."
You are not behind. Medicare is confusing for almost everyone. You deserve one calm, clear answer from a real person who knows your name.
Meet Mary Lee
▶ Mary's story · 90 seconds · captions on
Mary will share a true story here soon: how one side-by-side check helped a woman keep the doctor she trusted.
Mary Lee is Calrima's Senior Representative for Medicare, and co-author of Retire with Confidence.
Two main paths. We help you pick.
Medicare Advantage (Part C)
An all-in-one plan from a private insurance company approved by Medicare.
Often includes drug coverage.
Usually uses a network of doctors and hospitals.
You pay copays as you use care.
Medicare Supplement (Medigap)
Works alongside Original Medicare.
Helps pay costs Original Medicare does not.
See any doctor in the U.S. who takes Medicare.
Usually a higher monthly cost, plus a separate drug plan (Part D).
Neither path is right for everyone. The right one depends on your doctors, your prescriptions, your budget and how you like to get care.
Your Medicare Peace-of-Mind Review
One 30-minute call by phone or video. Here is what you get:
✓A side-by-side look at the plans we offer that fit your doctors and prescriptions.
✓A check that your doctors are in network before you choose.
✓A check of what your prescriptions would cost on each plan.
✓A plain-English answer you can take time to think about.
Also yours, at no cost
The Woman's Medicare Calm Guide. Advantage and Supplement explained in plain English.
My Medicare Deadlines Calendar. Every date that matters, on one page.
Doctor & Prescription Checklist. Fill it in before your call.
There is no cost to you for our help. We are paid by the insurance companies we represent.
"We don't represent every carrier. We'll show you what we have that fits your needs. If it isn't the right fit, we'll tell you, and point you to Medicare.gov or HICAP for other options."
Mary Lee, Senior Representative
Annual Enrollment PeriodEnds Monday, December 7, 2026
Changes you make by then start January 1, 2027. Turning 65 instead? Your own window opens 3 months before your birthday month.
Get the guide and the checklist
First, your ZIP code
Medicare plans are different in every county. Your ZIP code tells us which plans Mary can show you.
Questions women ask us
Is this the government?
No. Calrima is a licensed insurance agency. We are not connected with Medicare or any government agency.
Does your help cost anything?
No. We are paid by the insurance companies we represent. Your premium is the same whether you use us or not.
Will you call me without asking?
No. We only reach out because you asked us to. You can stop emails or texts at any time.
Can I keep my doctors?
That depends on the plan. That is why we check your doctors before you choose anything.